Everybody will have a dream of a sweet home that they can truly call their own. But with rising material costs and also an ever-increasing square-feet rates, it is getting tougher and tougher for common people to live their dream. Owning a house has now become a huge financial burden for the mid-income groups and also the poor. But there's no problem without a solution and in this case the answer is a housing loan.
Key Points
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Home loan would be against floating norms.
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Maximum time for repayment of home loan would be 240 months.
Home Loan (Maximum Loan Amount 140 Lakh)(Maximum period 240 months)
| S.No | Particulars | ROI(General) |
|
1
| CIR score 801 or above | 8.00% |
|
2
| CIR score less than 801 | 8.50% |
|
3
| House Repairs (with all formalities of Home Loan) | 8.50% |
|
4
| Sweet Home Loan along with 20% Home Loan | 8.25% |
Commercial Building Loan
| S.No | Term | ROI(General) | MSME |
|
1
| Maximum Period 240 Months | 10.50% | 10.25% |
|
2
| Maximum Period 120 Months | 10.00% | 9.75% |
|
3
| Commercial Building Repair (with all formalities of Commercial Building Loan) (Based on Project) | 10.50% | 10.25% |
Note: For more detailed information, terms and conditions, kindly contact your nearest branch.